Sberbank is the largest commercial bank in Russia and the CIS with a well-developed branch-system of almost 17? thousand offices just in the territory of Russia. Over 70% of Russian citizens use the services of the bank, as well as over 1 million Russian enterprises. About 46% of deposits of the Russian population are kept in the bank. 38.7% of all credits given to people and 32.2% of all credits given to legal entities in the country are provided by Sberbank. The bank is also represented outside of Russia, where it serves about 11 million people. Apart from CIS countries (Kazakhstan, Ukraine and Belarus), Sberbank also provides its services in 9 countries of Central and Eastern Europe and in Turkey.